Barry Waxler

Emergency Reserve – Planning for a Rainy Day

Life is like a rollercoaster. There can be incredible highs and not so great lows. Well, your financial life is much the same. You can limit the down periods by planning ahead. In general, people are optimistic about life. This is certainly a better w... Read >

Go for Tax Advantages When Saving Money

In this modern age, we are renowned for failing to save money. To get your financial house in order, you need to start doing it and doing so in ways where you get tax advantages. Whether you like it or not, saving money is something you should be doin... Read >

Introducing the Roth 401K

In the world of retirement planning, the Roth IRA is considered an undisputed success. More of a good thing seems to make sense, so we know have the Roth 401K. Many businesses undertake some form of planning to help both owners and employees save for r... Read >

The Fall of Term Life Insurance Premiums

As time passes, the price of everything goes up from homes to gas to just about anything you can think of. One notable exception has been the cost of buying term life insurance and premiums are expected to continue to fall. Term life insurance policie... Read >

Saving Money on Your Life Insurance Premiums

Financial planning is about developing a secure future for yourself and those you love. Life insurance is a key part of nearly all financial plans, so saving money on premiums is critical. When planning for the future, not many of us are particularly ... Read >

COBRA - Fall Back Health Insurance

There are many downsides to losing your job to say the least. One that may not immediately come to mind is the loss of your health insurance, but there is a form of fall back health insurance you can rely upon. COBRA may sound like an odd name for a h... Read >

The Different Health Insurance Plans for Businesses

Health insurance is something you know you need, but the plans can be very complex. To take the mystery out of them, let's take a look at the basic plans available. One always needs to include a caveat when discussing health insurance plans. Much like... Read >

The Nuts and Bolts of Term Life Insurance

If you have people in your life that are important to you, life insurance is a must to avoid leaving them in a tough situation should something happen to you. Term life insurance is a popular choice. You probably already know inherently that life insu... Read >

The Value of Time in Financial Planning

Planning your financial future may not sound like the most glamorous of things, but it can make a huge difference. The key is to understanding the value of time. They say death and taxes are the two things you can't avoid. Well, they are wrong. There ... Read >

An Introductory Guide to the Health Savings Account

The United States is unique in that we may be the richest country on the planet, but have a system that fails to provide health care to many of our citizens. The Health Savings Account is one of many efforts to solve this problem. Ah, the great health... Read >

A Guide to Roth IRAs

Every so often, the federal government enacts something that proves to be brilliant. Okay, it is a rare event, but the Roth IRA represents a really effective tool for most retirement planning. The first question for most people is where the heck did t... Read >

Introduction to Health Insurance

To fully grasp the field of health insurance, it helps to start with the most basic of things. Health Insurance is a form of insurance where the insurer pays the medical bills of the person who is insured. At least, the insurer pays the medical bills ... Read >

Buying Property with Your IRA

The IRA is a retirement vehicle with plenty of potential, but almost no one takes advantage of it. One strategy for getting the most out of your retirement dollars is to buy real property. Have you ever heard of buying property with an IRA? Probably no... Read >